Credit repair is the process of identifying and addressing any unfair, inaccurate or unverified negative items hurting your credit, including collections, late payments, charge-offs and more.
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First, we’ll look over your credit together to determine which questionable negative items are wrongfully hurting your credit.
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Next, we ask the bureaus and your creditors to verify these negative items as accurate and fair. If they can’t, they should remove them.
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As you work to manage your credit wisely, we continue to leverage the law for your credit, addressing new credit issues as they appear.
Repairing your credit score isn’t as easy as it sounds. You have to go through several processes, talk to different people, and handle various paperwork. Knowledge, time, and patience are the factors that must be on your side to get a positive result.
Credit history and credit scores can affect virtually every aspect of modern life, from your career to your home to your personal relationships. Here are just a few examples of the impact better credit can have on your life: